This error means that NMI is declining the customer's payment method.
Note: This type of generic error can be returned in many cases where NMI declines the payment. Check within your NMI web interface for specific declines and reports by visiting Reports >> All Transactions.
- Incorrect credit card number or expiration date
- Insufficient funds
- The bank declined based on location
- The bank's fraud rules blocked the transaction
Check the customer's information in your payment gateway to determine if the payment simply needs to be updated or retried (see "After Resolving the Issue" below).
Contact the customer to have them add a new payment method and add it to their Scheduled Order.
Once a new payment method is added to the Scheduled Order, the Scheduled Order should be processed with the new payment method.
Please ensure that you include the following required fields for the new payment method:
- Gateway CustomerId
- Current Billing Address
- Payment Method Description (optional, but strongly suggested because it is used to display the payment method to your customer)
Once this issue is resolved, you should use the action to Restart Processing the Failed Scheduled Order.
Updated about 1 year ago